Everything you need to prevent auto lending fraud
A unified platform combining identity verification, income validation, vehicle checks, and AI-powered fraud scoring.
Identity Verification
AI-powered document verification catches what human review misses.
Powered by Veriff - Industry leader in identity verification
Synthetic Identity Detection
Catch synthetic identities that fool traditional verification. 80% of new account fraud involves synthetic identities.
Layer 1: SSN Validation (US)
eCBSV integration validates SSN matches name and DOB in SSA records. Catches real SSN + fake name combinations.
Layer 2: ML Synthetic Scoring
Socure Sigma analyzes credit file age, SSN issuance patterns, authorized user abuse, and consortium data.
Layer 3: Contact Intelligence
Ekata validates phone (burner detection), email (disposable detection), and address (CMRA detection).
Income Verification
Bank-connected income data. No paystubs required.
United States
Primary: Plaid
85% US workforce coverage
Fallback: MeasureOne
95% coverage with payroll + document
Canada
Primary: Flinks
15,000+ Canadian banks
Fallback: Plaid
Bank-connected income
Vehicle Verification
Protect your collateral. Check every vehicle.
Optional: Disable if you already use existing DMS integration
Fraud Scoring Engine
AI-powered risk scores with explainable reason codes.
Score: 0-1000
Every score includes:
- Reason codes explaining contributing factors
- Score breakdown by category
- Configurable thresholds
- Audit trail for compliance
Additional Features
Velocity Checks
SSN, email, phone, device, address pattern detection in real-time.
Fraud Graph
Detect fraud rings through connection analysis across applications.
Configurable Steps
Toggle each verification on or off based on your existing processes.
Review Queue
Analyst dashboard for manual review cases with all evidence.
Webhooks
Real-time notifications for every application status change.
White-label Portal
Your branding on customer verification pages.