Stop Auto Lending Fraud Before It Starts
The modern fraud prevention platform that unifies identity, income, and vehicle verification in one API. Protect your dealership from fraud without slowing down sales.
Today
47
applications
Approved
38
81%
In Review
6
13%
Rejected
3
6%
Recent Applications
| ID | Applicant | Score | Status | Time |
|---|---|---|---|---|
| APP-2024-1847 | John M. Smith | 127 | Approved | 2 min ago |
| APP-2024-1846 | Sarah J. Williams | 89 | Approved | 15 min ago |
| APP-2024-1845 | Michael R. Chen | 487 | Review | 32 min ago |
| APP-2024-1844 | Emily K. Johnson | 156 | Approved | 1 hr ago |
| APP-2024-1843 | Robert T. Davis | 712 | Rejected | 2 hrs ago |
Auto lending fraud costs the industry $9.2 billion annually
$27,500
Average buyback cost
80%
Synthetic identity fraud
42%
Income misrepresentation
162%
Credit washing increase
One platform. Complete protection.
Verit combines identity verification, income validation, and vehicle history checks into a single, easy-to-use platform.
Identity
Verify identity in 6 sec
Income
Verify income & employment
Vehicle
Verify history & ownership
FRAUD SCORE
Everything you need to stop fraud
Identity Verification
AI-powered document verification, liveness, face match in 6 seconds. US + Canada coverage.
Income Verification
Bank-connected income data, employment confirmation. No paystub forgery risk.
Vehicle Verification
Title history, theft checks, brand alerts via NMVTIS. US + Canada coverage.
Real-time Velocity
Detect repeat applications, device patterns, and address velocity instantly.
Fraud Ring Detection
Graph-based analysis finds connected fraud networks across applications.
Synthetic ID Detection
eCBSV + ML scoring catches synthetic identities that fool traditional checks.
Get started in minutes, not months
Create Application
Enter customer info in our dashboard or via API. Choose which verifications to run.
Customer Verifies
We send a secure link. Customer scans ID and connects bank (< 5 minutes).
Get Decision
Receive fraud score and decision in under 30 seconds. Auto-approve, review, or decline.
< 30 sec
Decision time
90%+
Fraud caught
95%
First-try approval
1 day
Integration time
“Verit cut our buybacks by 85% in the first quarter. The dashboard is so easy our F&I managers learned it in 10 minutes.”
“Integration was incredibly fast. We were live in 3 days. The API is exactly what our dev team needed.”
Simple pricing that scales with you
All plans include: SOC 2 compliance • 99.9% uptime SLA • US + Canada support • Priority onboarding
Integrate your way
// Submit an application in 3 lines
const verit = new Verit('sk_live_...');
const app = await verit.applications.create({
applicant: { firstName: 'John', lastName: 'Smith', ... },
vehicle: { vin: '1HGBH41JXMN109186' },
delivery: { method: 'sms' }
});
// Customer receives link, completes verification
// You receive webhook with fraud score + decisionBuilt for compliance
We are actively pursuing full compliance certifications ahead of launch.
Complete audit trails • Encrypted PII • Data retention controls
Full compliance certifications will be in place at launch